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    Kendall County, TX · Seat: Boerne

    VA Loan Limits in Kendall County, TX

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    Quick Answer

    The 2026 VA Loan Limit in Kendall County

    There is no VA loan limit in Kendall County, TX with full entitlement. Kendall County carries the metro's higher-priced Hill Country inventory, which is exactly where the no-limit rule for full-entitlement veterans matters most.

    Kendall County covers Boerne, Fair Oaks Ranch, and Comfort — the northwest Hill Country edge of the metro and the closest county to JBSA-Camp Bullis. With full VA entitlement there is no VA loan limit in Kendall County.

    2026 Limits

    Kendall County, TX Conforming Loan Limits

    These 2026 FHFA figures only apply to VA borrowers with partial entitlement. With full entitlement, there is no VA loan limit in Kendall County.

    1-unit (single family)$832,750
    2-unit (duplex)$1,066,250
    3-unit (triplex)$1,288,800
    4-unit (fourplex)$1,601,750
    What To Know

    Buying in Kendall County With a VA Loan

    Higher price points

    Kendall County includes some of the metro's most expensive inventory. Full entitlement means no VA loan limit, so qualifying income and residual income drive the ceiling instead.

    Closest to Camp Bullis

    Fair Oaks Ranch and Boerne feed directly into JBSA-Camp Bullis by way of I-10 and Loop 1604.

    Acreage, well, and septic

    Rural Kendall County parcels commonly use wells and septic systems, both allowed under VA minimum property requirements with the appropriate tests.

    Who Buys Here

    Kendall County Military Buyers

    Senior officers and NCOs, medical professionals at Camp Bullis, and retirees who want Boerne ISD schools and Hill Country acreage inside a JBSA commute.

    School Districts
    • Boerne ISD
    • Comfort ISD
    Cities We Serve

    Inside Kendall County

    BoerneFair Oaks RanchComfortSisterdale
    FAQs

    Kendall County VA Loan Questions

    Quick Answer

    There is no VA loan limit in Kendall County, TX with full entitlement. Kendall County carries the metro's higher-priced Hill Country inventory, which is exactly where the no-limit rule for full-entitlement veterans matters most.

    There is no VA loan limit in Kendall County for a veteran with full entitlement. The 2026 one-unit conforming figure of $832,750 is used only for guaranty math on partial entitlement.

    Yes, if you have full entitlement and qualify on income, credit, and residual income. There is no VA loan cap and no monthly mortgage insurance at any loan amount.

    Not for full-entitlement borrowers. What lenders casually call a VA jumbo is just a VA loan above the conforming figure, and it still requires no down payment with full entitlement.

    JBSA-Camp Bullis is the closest installation to Boerne and Fair Oaks Ranch, with JBSA-Lackland reachable via Loop 1604 and TX-151.

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    Reviewed by Jonathan Mullins, Founder & Mortgage Loan Originator, NMLS #94015Last updated