Guadalupe County, TX · Seat: Seguin

VA Loan Limits in Guadalupe County, TX

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Quick Answer

The 2026 VA Loan Limit in Guadalupe County

There is no VA loan limit in Guadalupe County, TX with full entitlement. Guadalupe County is the most concentrated military-buyer county in the metro because Schertz and Cibolo sit between JBSA-Randolph and JBSA-Fort Sam Houston.

Guadalupe County covers Schertz, Cibolo, and Seguin — the northeast corridor closest to JBSA-Randolph. With full VA entitlement there is no VA loan limit in Guadalupe County and no down payment required on a primary residence.

2026 Limits

Guadalupe County, TX Conforming Loan Limits

These 2026 FHFA figures only apply to VA borrowers with partial entitlement. With full entitlement, there is no VA loan limit in Guadalupe County.

1-unit (single family)$832,750

2-unit (duplex)$1,066,250

3-unit (triplex)$1,288,800

4-unit (fourplex)$1,601,750

See 2026 VA loan limits for every county

What To Know

Buying in Guadalupe County With a VA Loan

Closest county to Randolph

JBSA-Randolph borders the Schertz and Universal City area, making Guadalupe County the default first search for inbound Randolph PCS families.

Heavy military share

Local sellers and listing agents here see VA offers constantly, which reduces the friction VA buyers hit in other markets.

Different county tax structure

Guadalupe County has its own appraisal district and tax rates separate from Bexar, so run payment estimates by county rather than by metro average.

Who Buys Here

Guadalupe County Military Buyers

Airmen assigned to JBSA-Randolph, soldiers at Fort Sam Houston who want a shorter drive than the city core, and retirees who want one address that works for either installation.

School Districts

Schertz-Cibolo-Universal City ISD
Seguin ISD
Navarro ISD
Comal ISD (portions)

Cities We Serve

Inside Guadalupe County

SchertzCiboloSeguinMarionSanta Clara

JBSA-Randolph

Northeast San Antonio

VA loans near Randolph →

JBSA-Fort Sam Houston

Northeast San Antonio

VA loans near Fort Sam Houston →

FAQs

Guadalupe County VA Loan Questions

Quick Answer

There is no VA loan limit in Guadalupe County for a veteran with full entitlement. The 2026 one-unit conforming figure of $832,750 applies only to partial entitlement guaranty calculations.

Most of Schertz is in Guadalupe County, with portions extending into Bexar and Comal counties. The county line matters for your tax estimate, so confirm the parcel county before you write an offer.

Schertz, Cibolo, and Universal City are the closest established communities to JBSA-Randolph and are served by Schertz-Cibolo-Universal City ISD, so families get a short commute and consistent schools across a tour.

Our average VA closing runs about 21 days, which is usually the constraint that matters when you are working backward from a report date.

Keep Exploring

Guadalupe County Communities and Nearby Counties

VA Loans in Schertz VA Loans in Cibolo VA Loans in Seguin Bexar County Limits Comal County Limits Kendall County Limits Wilson County Limits San Antonio VA Loan Hub

Related Resources

Cities, Bases and Schools in This County

Drill into the communities, installations, and districts inside this county.

Communities in This County

Bases in This County

School District Guides

SCUCISD Buyer Guide

Other Counties We Serve

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