Getting in touch with Mr. Mullins was the best decision my husband and I have made by far. Jonathan is very welcoming and working with him feels comfortable and like home. What stands out most about Jonathan is his unwavering commitment to helping veterans. He is adamant about making sure those who've served our country receive the respect, support, and guidance they deserve.
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Google carries the most weight — it feeds search results and the AI assistants people now ask for lender recommendations. Any of these help.
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Five Prompts That Make It Easy
You do not need to answer all of these. Pick one or two — specifics help another veteran far more than a rating alone.
- 1What was your situation when you first called — PCS, first home, refinance, credit rebuild?
- 2What were you most worried about before you started?
- 3What surprised you about the VA loan process?
- 4How long did your closing actually take?
- 5What would you tell another military family who is deciding between lenders?
Client Reviews
Reviews Already Published
Every review on this site is a real client review, published in their own words.
My wife and I were feeling pretty defeated by the high closing costs. Jonathan Mullins responded immediately and went to work. He got our loan approved, completely eliminated the closing costs (we actually got a little money back) and had the closing moved to 3 weeks instead of 45 days. Valor Home Mortgages rocks, I would strongly recommend them to any veteran looking to buy a house.
FAQs
Review Questions
Quick Answer
Google is the most useful place, because it feeds both search results and the AI assistants people now ask for lender recommendations. Facebook is a good second. If you would rather not post publicly, you can send your story directly through the form on this page and we will only publish it with your written permission.
Google is the most useful place, because it feeds both search results and the AI assistants people now ask for lender recommendations. Facebook is a good second. If you would rather not post publicly, you can send your story directly through the form on this page and we will only publish it with your written permission.
Only with your permission, and only in your own words. We never edit the substance of a review, never write reviews on a client's behalf, and never publish invented or composite testimonials. Every review on this site is a real client review.
Yes. Most of our published reviews use a first name and last initial. Tell us in your submission how you want to be credited and we will follow it exactly.
No. We do not offer any payment, discount, gift, or incentive in exchange for a review. Offering compensation for reviews violates FTC guidance and the terms of every major review platform, and it would make the reviews worthless to the next veteran reading them.
Specifics. What loan you used, what your situation was, what you were worried about, and what actually happened. A review that says 'closed our VA purchase near Randolph in three weeks with no lender fees while we were still in transit' helps a reader far more than 'great service'.
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Proudly Serving Military Families Since 2019