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    Boerne · Kendall County

    VA Loans in Boerne, TX

    Zero Down. No PMI. No Lender Fees. Closings in About 21 Days.
    Veteran-Owned
    Top 1% Nationwide
    2,500+ Families Served
    The Answer

    Buying a Home in Boerne With a VA Loan

    Boerne is Hill Country living at the edge of the San Antonio metro, and it draws military retirees and senior officers who want space without leaving the area. A VA loan buys there with zero down payment and no monthly mortgage insurance — including on higher-priced homes.

    Boerne sits northwest of San Antonio on I-10, closest to JBSA-Camp Bullis and within reach of the rest of the metro.

    Local Market

    What VA Buyers Should Know About Boerne

    Northwest of San Antonio, Texas Hill Country · Kendall County

    Closest to Camp Bullis

    The shortest commute of any Hill Country community to JBSA-Camp Bullis.

    Higher price points

    Boerne skews to larger homes and acreage, which is exactly where full VA entitlement matters — there is no VA loan limit with full entitlement.

    Kendall County

    Outside Bexar County, with Kendall County taxes and appraisal district.

    Acreage and rural properties

    Land, well, and septic properties are common here and carry extra VA appraisal considerations we handle regularly.

    Who Buys Here

    Boerne Military Buyers

    Military retirees, senior officers and NCOs, and DoD civilians who want Hill Country acreage while staying inside the San Antonio metro.

    School Districts
    • Boerne ISD
    • Comfort ISD (portions)
    Nearest Installations

    Bases Near Boerne

    FAQs

    Boerne VA Loan Questions

    Quick Answer

    Yes. With full entitlement there is no VA loan limit, so you can buy above the conforming loan limit with zero down payment as long as you qualify on income and credit. That is a VA jumbo scenario and we do them routinely.

    Yes. With full entitlement there is no VA loan limit, so you can buy above the conforming loan limit with zero down payment as long as you qualify on income and credit. That is a VA jumbo scenario and we do them routinely.

    Yes, with conditions. The property must be residential in nature and the appraiser has to be able to support the value. Well and septic systems must be tested and meet VA standards. Working farms or income-producing land generally do not qualify.

    No, Boerne is in Kendall County. Loan limits only matter if you have reduced entitlement; with full entitlement, county has no effect on how much you can borrow with zero down.

    Boerne is the closest Hill Country town to JBSA-Camp Bullis, a routine commute via I-10, which is why it appears on so many Camp Bullis house-hunting lists.
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    Related Resources

    Bases, Counties and Schools Near Here

    How this community connects to JBSA commutes, county loan limits, and school district guides.

    Ready To Buy in Boerne?

    Get pre-qualified in about five minutes and shop with a real number in hand.

    Proudly Serving Military Families Since 2019

    Reviewed by Jonathan Mullins, Founder & Mortgage Loan Originator, NMLS #94015Last updated