Company Licensing
NMLS #1904516
Nationwide Multistate Licensing System
Valor Home Mortgage is a Mortgage Broker licensed in the following states:
Important Note:
Valor Home Mortgage operates as a Mortgage Broker only, not as a Mortgage Lender or Mortgage Correspondent Lender. We work with multiple lenders to find the best mortgage solutions for our clients.
State-Specific Disclosures
Texas
Texas Department of Savings and Mortgage Lending
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705.
Complaint forms and instructions may be obtained from the Department's website at www.sml.texas.gov
A toll-free consumer hotline is available at 1-877-276-5550.
Texas Recovery Fund
The Department maintains a Recovery Fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the Recovery Fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the Recovery Fund, please consult the Department's website.
Florida
Florida residents may file complaints regarding mortgage brokers with the Florida Office of Financial Regulation. Contact information can be found at www.flofr.gov
Georgia
Georgia Residential Mortgage Licensee. Consumers with concerns about mortgage practices may contact the Georgia Department of Banking and Finance.
South Carolina
Licensed by the South Carolina Department of Consumer Affairs. For questions or concerns, contact the DCA at www.consumer.sc.gov
Virginia
Licensed by the Virginia State Corporation Commission, Bureau of Financial Institutions. License Number MC-7563.
Colorado
Licensed by the Colorado Division of Real Estate. Consumers may contact the Division at www.colorado.gov/dora/real-estate
Verify Our Credentials
You can verify our licensing status and review our company information through the NMLS Consumer Access website:
Visit NMLS Consumer AccessGeneral Disclosures
Equal Housing Opportunity
Valor Home Mortgage is committed to equal housing opportunity. We comply with all federal and state fair housing laws, including the Fair Housing Act and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, familial status, disability, age, marital status, military status, or any other protected class.
Licensing Compliance
All of our Mortgage Loan Originators are licensed through NMLS and comply with the SAFE Act requirements. We maintain all required bonds, insurance, and continuing education requirements in each state where we are licensed.
Rate Quotes and Estimates
All rate quotes and cost estimates provided are subject to change based on market conditions, property appraisal, credit verification, and final underwriting approval. Rates quoted are not guaranteed until locked in writing.
Questions About Licensing?
If you have questions about our licensing or need additional disclosure information, please contact us.