Urgent:Limited Time: Lock in Today's Lower Rates Before They Rise!
    Bexar County, TX · Seat: San Antonio

    VA Loan Limits in Bexar County, TX

    Zero Down. No PMI. No Lender Fees. Closings in About 21 Days.
    Veteran-Owned
    Top 1% Nationwide
    2,500+ Families Served
    Quick Answer

    The 2026 VA Loan Limit in Bexar County

    There is no VA loan limit in Bexar County, TX for veterans with full entitlement — you can buy at any price a lender will approve with zero down payment. The 2026 conforming figure of $832,750 only applies if your entitlement is reduced by an active VA loan or a prior VA foreclosure.

    Bexar County is the center of Military City USA — it contains San Antonio and three of the four Joint Base San Antonio installations. If you have full VA entitlement, there is no VA loan limit in Bexar County and no down payment required on a primary residence.

    2026 Limits

    Bexar County, TX Conforming Loan Limits

    These 2026 FHFA figures only apply to VA borrowers with partial entitlement. With full entitlement, there is no VA loan limit in Bexar County.

    1-unit (single family)$832,750
    2-unit (duplex)$1,066,250
    3-unit (triplex)$1,288,800
    4-unit (fourplex)$1,601,750
    What To Know

    Buying in Bexar County With a VA Loan

    Three JBSA installations

    Lackland, Fort Sam Houston, and Camp Bullis all sit inside Bexar County, so most buyers can change assignments without changing homes.

    Widest price range in the metro

    Bexar County spans entry-level homes to luxury inventory, which is why full-entitlement buyers with no loan limit have the most room here.

    Property taxes affect your payment

    Texas has no state income tax and comparatively higher property taxes. Your escrow, not your rate, is usually what moves a Bexar County payment.

    Who Buys Here

    Bexar County Military Buyers

    Airmen at JBSA-Lackland, soldiers and medical personnel at Fort Sam Houston, retirees who separated in San Antonio and stayed, and DoD civilians working across the JBSA complex.

    School Districts
    • Northside ISD
    • North East ISD
    • San Antonio ISD
    • Judson ISD
    • Southwest ISD
    Cities We Serve

    Inside Bexar County

    San AntonioAlamo RanchHelotesConverseLive OakSelmaUniversal CitySchertz (partial)
    FAQs

    Bexar County VA Loan Questions

    Quick Answer

    There is no VA loan limit in Bexar County, TX for veterans with full entitlement — you can buy at any price a lender will approve with zero down payment. The 2026 conforming figure of $832,750 only applies if your entitlement is reduced by an active VA loan or a prior VA foreclosure.

    There is no VA loan limit in Bexar County for a veteran with full entitlement. The 2026 conforming loan limit of $832,750 for a one-unit property is only used to calculate VA guaranty when your entitlement is partially used or was reduced by a prior VA foreclosure.

    Yes. A VA purchase in Bexar County requires no down payment on a primary residence with full entitlement, and there is no monthly mortgage insurance at any loan amount.

    Yes. Underwriting qualifies you on the full monthly payment including taxes and insurance, so a higher county tax rate lowers the price you qualify for even when the rate is identical.

    JBSA-Lackland, JBSA-Fort Sam Houston, and JBSA-Camp Bullis are in Bexar County. JBSA-Randolph is in Universal City on the Bexar/Guadalupe edge of the metro.

    Ready To Buy in Bexar County?

    Get pre-qualified in about five minutes and shop with a real number in hand.

    Proudly Serving Military Families Since 2019

    Reviewed by Jonathan Mullins, Founder & Mortgage Loan Originator, NMLS #94015Last updated