Wilson County, TX · Seat: Floresville

VA Loan Limits in Wilson County, TX

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Quick Answer

The 2026 VA Loan Limit in Wilson County

There is no VA loan limit in Wilson County, TX with full entitlement. Wilson County is where San Antonio-area VA buyers go for acreage, and VA will finance rural properties on wells and septic as long as they meet minimum property requirements.

Wilson County sits southeast of San Antonio and covers Floresville, La Vernia, and Stockdale. It is the land-and-acreage option for buyers who want space within a manageable drive of JBSA. With full VA entitlement there is no VA loan limit.

2026 Limits

Wilson County, TX Conforming Loan Limits

These 2026 FHFA figures only apply to VA borrowers with partial entitlement. With full entitlement, there is no VA loan limit in Wilson County.

1-unit (single family)$832,750

2-unit (duplex)$1,066,250

3-unit (triplex)$1,288,800

4-unit (fourplex)$1,601,750

See 2026 VA loan limits for every county

What To Know

Buying in Wilson County With a VA Loan

Acreage without a limit

VA sets no maximum acreage. The appraiser must be able to value the site as residential, and outbuildings generally contribute little or no value.

Well and septic are common

Expect a water quality test and septic inspection. Both are routine on Wilson County VA appraisals and are typically negotiated into the contract.

Commute to Fort Sam and Randolph

La Vernia feeds toward JBSA-Randolph and JBSA-Fort Sam Houston via TX-87 and Loop 1604; Floresville runs in on US-181.

Who Buys Here

Wilson County Military Buyers

Service members and retirees who want acreage and a rural pace, plus families priced out of tighter northeast-metro inventory who will trade drive time for land.

School Districts

Floresville ISD
La Vernia ISD
Stockdale ISD

Cities We Serve

Inside Wilson County

FloresvilleLa VerniaStockdalePothSutherland Springs

JBSA-Fort Sam Houston

Northeast San Antonio

VA loans near Fort Sam Houston →

JBSA-Randolph

Northeast San Antonio

VA loans near Randolph →

FAQs

Wilson County VA Loan Questions

Quick Answer

There is no VA loan limit in Wilson County for a veteran with full entitlement. The 2026 one-unit conforming figure of $832,750 only applies to partial entitlement guaranty calculations.

Yes, when the property is your primary residence and the appraiser can value it as residential. VA does not cap acreage, but raw land alone cannot be purchased with a VA loan.

VA can finance a manufactured home that is permanently affixed to a foundation and taxed as real property, though not every lender offers it. Ask before you write the offer so you know your options.

La Vernia is a routine daily drive to both JBSA-Randolph and JBSA-Fort Sam Houston via TX-87 and Loop 1604, which is why it is the most common Wilson County pick for active duty families.

Keep Exploring

Wilson County Communities and Nearby Counties

Bexar County Limits Comal County Limits Guadalupe County Limits Kendall County Limits San Antonio VA Loan Hub

Related Resources

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Bases in This County

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