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    Comal County, TX · Seat: New Braunfels

    VA Loan Limits in Comal County, TX

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    Quick Answer

    The 2026 VA Loan Limit in Comal County

    There is no VA loan limit in Comal County, TX with full entitlement. The 2026 conforming figure of $832,750 only matters if part of your entitlement is already tied up in another VA loan. Comal County buyers should plan for acreage, well, and septic items on the VA appraisal.

    Comal County covers New Braunfels, Bulverde, Spring Branch, and Canyon Lake — the Hill Country side of the San Antonio metro. With full VA entitlement there is no VA loan limit in Comal County and no down payment required.

    2026 Limits

    Comal County, TX Conforming Loan Limits

    These 2026 FHFA figures only apply to VA borrowers with partial entitlement. With full entitlement, there is no VA loan limit in Comal County.

    1-unit (single family)$832,750
    2-unit (duplex)$1,066,250
    3-unit (triplex)$1,288,800
    4-unit (fourplex)$1,601,750
    What To Know

    Buying in Comal County With a VA Loan

    Acreage and well/septic

    Many Comal County properties are on private water wells and septic systems. VA minimum property requirements allow both, with a water quality test and a septic inspection where required.

    Two commute corridors

    I-35 serves New Braunfels toward Randolph and Fort Sam, while US-281 serves Bulverde and Spring Branch toward Camp Bullis and North San Antonio.

    Fast-growing new construction

    New builds usually clear VA appraisals cleanly, and a VA loan can be used on a completed new-construction home.

    Who Buys Here

    Comal County Military Buyers

    Randolph families who want Hill Country land, retirees leaving the city core, and buyers targeting Comal ISD schools while staying within commuting distance of JBSA.

    School Districts
    • Comal ISD
    • New Braunfels ISD
    Cities We Serve

    Inside Comal County

    New BraunfelsBulverdeSpring BranchCanyon LakeGarden Ridge
    FAQs

    Comal County VA Loan Questions

    Quick Answer

    There is no VA loan limit in Comal County, TX with full entitlement. The 2026 conforming figure of $832,750 only matters if part of your entitlement is already tied up in another VA loan. Comal County buyers should plan for acreage, well, and septic items on the VA appraisal.

    There is no VA loan limit in Comal County for a veteran with full entitlement. The 2026 one-unit conforming limit of $832,750 is only used for guaranty math on partial entitlement.

    Yes. VA does not set a maximum acreage. The appraiser values the site as residential, and the property must be your primary residence and meet VA minimum property requirements.

    Yes. VA allows private wells and septic systems. Expect a water quality test and, in many cases, a septic inspection required by the appraiser or local authority.

    New Braunfels sits directly up I-35 from JBSA-Randolph, which is why many Randolph families buy in Comal County and commute in.

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    Reviewed by Jonathan Mullins, Founder & Mortgage Loan Originator, NMLS #94015Last updated