Meet The Valor Team

Veterans. Military Spouses.VA Loan Specialists.

Built on Service. Driven by Purpose.

At Valor Home Mortgage, we're not just mortgage professionals — we're Veterans, Military Spouses, and experienced VA loan experts who understand military life because we've lived it. Our team is dedicated to helping military families achieve homeownership with clarity, speed, and integrity.

✓Veteran-Owned

✓Top 1% Nationwide

✓2,500+ Families Served

Our team includes:

Proud U.S. Military Veterans

Military Spouses who understand PCS life firsthand

Highly experienced VA loan and mortgage professionals

This combination allows us to deliver expert lending guidance while truly understanding the realities of military life — from deployments and PCS timelines to BAH, residual income, and VA entitlement strategy.

Who We Are

Veteran-Owned & Operated

Valor Home Mortgage is a veteran-owned and operated mortgage company built specifically to serve active-duty service members, veterans, and military families. We built Valor to fix what's broken in military lending, and every member of our team is aligned with that mission.

Our Mission

Our Mission Is Simple

Serve military families with honesty, speed, and respect — and help them build long-term financial stability through smart homeownership.

That belief drives everything we do.

We believe veterans deserve:

Straight answers — not sales pressure

Fair pricing — not retail markups

Expertise — not call centers

Advocacy — not lender overlays

Why Choose Us

Why Work With the Valor Team?

Veteran-Owned

Founded by a U.S. Army Veteran to serve military families with integrity.

One Expert

Your dedicated loan officer from start to finish. No call centers.

VA Specialists

Deep expertise in VA loans, manual underwriting, and military moves.

Fast Response

Built for speed — especially during PCS moves and competitive markets.

By The Numbers

These Aren't Marketing Claims

They're results.

1-Hour

Response Guarantee

We respond to all inquiries quickly — no waiting days for answers.

Same-Day

Consultation Scheduling

Book your free consultation instantly online.

23+

Years of Experience

Decades of combined military and mortgage expertise.

2,500+

Military Families Served

Across multiple states and duty stations.

$15M+

Saved in Fees & Rates

By eliminating lender fees and retail markups.

21 Days

Average to Close

Speed without sacrificing accuracy or service.

Meet The Valor Team

VA Loan Specialists

This is where experience meets service. Every member of the Valor team shares the same commitment: protect military families, advocate for approvals, and deliver an exceptional lending experience.

Filter by State:

U.S. Army Veteran

Jonathan Mullins

CEO & Chief Mortgage Officer

23+ Years Experience

Licensed: CO, FL, GA, SC, TX, VA

NMLS# 94015

Our Promise

Our Promise to You

When you work with the Valor team, you can expect:

Transparency — no hidden fees, no surprises

Advocacy — we fight for approvals using VA guidelines, not overlays

Respect — for your service, your time, and your financial future

Accountability — one expert responsible for your loan

We don't believe in selling loans.

We believe in earning trust and delivering results.

Start Your Journey

Ready to Get Started?

Whether you're buying your first home, relocating on PCS orders, refinancing, or exploring your VA benefits, our team is here to help.

Proudly Serving Military Families Since 2019