DSCR Loan Calculator

Calculate Your DSCR & Cash Flow

Analyze investment property cash flow and debt service coverage ratio

Investment Property Details

Property Value

Down Payment (0.0%)

DSCR loans typically require 15-25% down

Expected Monthly Rent

Interest Rate (%)

Loan Term

Property Tax (mo)

Insurance (mo)

HOA (mo)

Maintenance (mo)

DSCR Analysis

Debt Service Coverage Ratio

0.00

Below Minimum

Monthly Rent Income$3,000

Principal & Interest$0

Total Monthly Expenses$0

Monthly Cash Flow$0

Monthly Expense Breakdown

Principal & Interest$0

Property Tax$400

Insurance$200

Maintenance$200

Loan Summary

Loan Amount$0

Down Payment$80,000 (0.0%)

DSCR below 1.0 indicates negative cash flow. Consider increasing rent, down payment, or adjusting property expectations.

* DSCR (Debt Service Coverage Ratio) loans are designed for real estate investors. Most lenders require minimum 1.0 DSCR, with better rates at 1.25+. These calculations are estimates only.

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