30-Year Fixed Rate

Get Pre-Qualified Today & Shop with Confidence!

30-Year
Fixed Rate

Get Pre-Qualified Today
& Shop with Confidence!

The Lowdown on 30-Year Fixed…

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

The Lowdown on
30-Year Fixed…

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

Our 30-Year Fixed Rates Are Low & Our Process is Quick

The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

Our 30-Year Fixed
Rates Are Low &
Our Process is Quick

The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

What is required for a 30-Year Fixed?

Make copies of the financial paperwork that you’ll use to prove that you can afford the monthly payment on a 30-year fixed-rate mortgage loan. These documents include your last two paychecks, last two federal income tax returns and your most current bank savings and checking account statements. Make copies, too, of your most recent credit card and other loan statements.

Send your Elite Mortgage Officer the copies you made of your financial paperwork. The lender will want your monthly debt obligations, including your new mortgage payment, to be no more than 28 percent of your gross monthly income.

What’s required for a
30-Year Fixed?

Make copies of the financial paperwork that you’ll use to prove that you can afford the monthly payment on a 30-year fixed-rate mortgage loan. These documents include your last two paychecks, last two federal income tax returns and your most current bank savings and checking account statements. Make copies, too, of your most recent credit card and other loan statements.

Send your Elite Mortgage Officer the copies you made of your financial paperwork. The lender will want your monthly debt obligations, including your new mortgage payment, to be no more than 28 percent of your gross monthly income.

The 30-Year Fixed Rate Mortgage Process

Here’s how our home loan process works:

  • Complete our simple Fixed Rate Mortgage Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the mortgage loan offer that best fits your needs

If purchasing a home, you can now start shopping with confidence with an Elite Realtor to find your perfect home.

The 30-Year Fixed
Rate Mortgage
Loan Process

Here’s how our home loan process works:

  • Complete our simple Fixed Rate Mortgage Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the mortgage loan offer that best fits your needs

If purchasing a home, you can now start shopping with confidence with an Elite Realtor to find your perfect home.

Get Your FREE Loan Quote Now!

Get Your FREE
Loan Quote Now!

Whether you’re buying a new home, refinancing, looking for a cash-out, or just have questions about the process, our Elite Team of Mortgage Professionals will help you find the right mortgage solution!

Whether you’re buying a new home, refinancing, looking for a cash-out, or just have questions about the process, our Elite Team of Mortgage Professionals will help you find the right mortgage solution!

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